Personal Insurance
The Top Safe Cars of 2009
While most of us love to watch a good car crash in the movies. The Insurance Institute for Highway Safety (IIHS) simply loves to crash good cars. Okay, they don’t just go out to wreck cars, they systematically test cars front, side & rear impact for safety and produce a list of the top safe [...]
October 2nd, 2008 · · by Matt Fox · · No Comments
Posted in: Auto
AIG…Should I Stay Or Should I Go?
I’ve avoided writing about AIG because there has been more than enough out there already written. However, since I still get questions and comments on the state of the insurance industry and the other companies we work with.
While speaking with other insurance agents our there I’ve heard many saying this is a great opportunity to [...]
September 25th, 2008 · · by Matt Fox · · No Comments
Posted in: Personal Insurance
Lightning & Wind and Rain…Oh My!
Last night was another beautiful example of Arizona’s beautiful monsoon storms that pass through every year. I was putting Hayden, my 3 yr old, to bed last night as the clouds opened up and let loose.
As a child growing up here, I remember sitting in the garage with my parents watching the wind [...]
September 11th, 2008 · · by Matt Fox · · No Comments
Posted in: Homeowner
How Do You Know You Have The Best Price On Your Insurance?
Wow, it’s been a very busy month here. A lot of people are feeling the financial crunch from the rising gas prices and are looking for lower car insurance rates. I’ve also seen a few people shopping for insurance quotes after buying motorcycles and hybrids as another way to help lower their gas [...]
August 1st, 2008 · · by Matt Fox · · No Comments
Posted in: Auto, Homeowner
What Would You Do If Your Home Caught Fire At 12:55 In The Morning?
My bride hasn’t been sleeping well since she had surgery 11 days ago. She woke up again from discomfort (and our screaming cat) and then wakes me up.
"Matt, I smell smoke."
I did too. It was strong. I immediately jumped out of bed.
Kathy runs to check on our 3 yr old and 1 yr old and [...]
June 30th, 2008 · · by Matt Fox · · 1 Comment
Posted in: Homeowner
It’s Just A Windshield, Right?
I was reminded recently about the importance of the glass in your windshield in your car or truck.
A friend, and client of our firm, was having their car washed before heading out of town last week. In the windshield there were two dime size rock chips. Naturally, the friendly windshield repair [...]
June 27th, 2008 · · by Matt Fox · · No Comments
Posted in: Auto
Rising Gas Prices And Low Cost Auto Insurance?
Recently, I’ve been receiving more and more calls from people shopping their auto and home insurance. (Of course, this makes me happy because a very large percentage of the people that call become our client.) One question I usually ask is, "Why are you shopping your insurance today?" I have been getting [...]
June 23rd, 2008 · · by Matt Fox · · No Comments
Posted in: Auto, Homeowner, Motorcycle
Switching Insurance? You Have To Cancel The Old Policy
I think most people are afraid to switch their insurance because they’re afraid to tell the old agent “goodbye.” Leaving relationships is difficult. Nobody wants to be the bad guy. You also don’t know if the other agent is going to try and “sell you” on reasons to stay. Then you’ll have to say “goodbye” [...]
April 30th, 2008 · · by Matt Fox · · No Comments
Posted in: ATVs, Boats, Other Toys, Auto, Business Insurance, Homeowner, Personal Insurance, Teenage Drivers
Auto Theft Rate Dropping
According to an article at CNNMoney.com, FBI crime data shows vehicle theft dropped for the fourth consecutive year. While that’s good news, the West coast leads the country in thefts per capita. The easy access to move cars quickly across the border to Mexico and Canada where it’s more difficult to track the car seems [...]
April 23rd, 2008 · · by Matt Fox · · No Comments
Posted in: Auto, Personal Insurance
NEW-Home Replacement Cost Estimator Form
I just added to the site a Home Replacement Cost Estimator Form. This form will give you an idea on what it would cost to replace you home if it were a total loss. Since it’s your responsibility to keep your home insurance policy up to date, this could be incredibly helpful to prevent inaccuracies in the [...]
April 20th, 2008 · · by Matt Fox · · No Comments
Posted in: Homeowner, Personal Insurance
Your Home Insurance And The Finer Things In Life
The traditional home insurance policy covers things most people own: the home, furniture, clothing, etc. It’s a nice package policy with very basic coverage. If you own things like jewelry, guns, art, silverware you may have a shortage in coverage.
The traditional home insurance policy (which most people carry) has the following special limits on these [...]
April 18th, 2008 · · by Matt Fox · · No Comments
Posted in: Homeowner, Personal Insurance
Where You Live Can Affect Your Car Insurance Rates
Your home and car insurance rates can be greatly affected by what zip code you live in. If you’re an insurance geek, like me, you’ll find it fascinating to learn of the many factors that drive insurance rates. I won’t bore you with all but here’s another one of the biggies…your zip code.
If you live [...]
April 14th, 2008 · · by Matt Fox · · No Comments
Posted in: Auto, Homeowner, Personal Insurance
Dog Bites, Home Insurance And You
I remember skateboarding as a kid down the street. My younger sister was right behind me on her skates. The neighbor a few houses down had his two Dalmatians out while washing his car. The dogs looked scary to my sister so she crossed the road. Being the big brother I had to prove it was [...]
April 11th, 2008 · · by Matt Fox · · No Comments
Posted in: Homeowner, Personal Insurance, Personal Umbrella
Insurance Claim Time. Delivering On “The Promise”
Allstate recently released approximately 150,000 pages of documents from a review of its claims practice in the 1990s. Many people claim the documents reveal an “us” against “them” (Allstate vs. policyholder) mentality of the claims departments. Allstate’s not alone. I’m sure you can find it in various companies’ employees. Unfortunately, it appears to simply be [...]
April 10th, 2008 · · by Matt Fox · · No Comments
Posted in: Business Insurance, Insurance Agents, Personal Insurance
ATV and Boat Insurance, You’re Still Not Covered
I had a few comments sent to me on my last article about ATV and Boats not being covered on your home insurance. One person said, “I didn’t know it wasn’t covered under my home, I’ll just leave it hitched to my truck so it’s covered under my truck’s policy.”
I love the human ability to [...]
April 8th, 2008 · · by Matt Fox · · No Comments
Posted in: ATVs, Boats, Other Toys, Auto, Personal Insurance